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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,661 | $197,637-13.1% | $177,848-3.5% | $158,982+8.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 12.98% | 58.77%-45.8pp | 48.33%-35.3pp | 302.99%-290.0pp |
| Employer contribution / active EE | $7,526 | $6,698+12.4% | $5,919+27.2% | $4,763+58.0% |
| Participant deferral / active EE | $14,237 | $8,405+69.4% | $7,714+84.6% | $5,983+137.9% |
| Admin fee / account holder | $3,553 | $15,406-76.9% | $12,431-71.4% | $11,252-68.4% |