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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,109 | $63,346-43.0% | $92,239-60.9% | $70,124-48.5% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 19.76% | 530.19%-510.4pp | 176.29%-156.5pp | 73.14%-53.4pp |
| Employer contribution / active EE | $1,821 | $2,471-26.3% | $3,680-50.5% | $2,342-22.3% |
| Participant deferral / active EE | $4,797 | $2,854+68.1% | $3,897+23.1% | $3,332+44.0% |
| Admin fee / account holder | $319 | $3,841-91.7% | $5,194-93.8% | $4,645-93.1% |