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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,330 | $106,008+56.9% | $92,240+80.3% | $147,586+12.7% |
| Participation rate | 86.4% | 80.4%+5.9pp | 76.5%+9.9pp | 82.8%+3.5pp |
| Annual return | 12.91% | 50.05%-37.1pp | 176.29%-163.4pp | 578.59%-565.7pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,638 | $4,478-18.8% | $3,897-6.7% | $5,439-33.1% |
| Admin fee / account holder | $8,825 | $6,333+39.3% | $5,194+69.9% | $10,886-18.9% |