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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,483 | $138,076-32.3% | $123,553-24.3% | $135,380-30.9% |
| Participation rate | 72.7% | 84.7%-12.0pp | 82.3%-9.6pp | 82.6%-9.9pp |
| Annual return | -9.41% | 153.70%-163.1pp | 119.21%-128.6pp | 519.81%-529.2pp |
| Employer contribution / active EE | $1,876 | $5,152-63.6% | $4,628-59.5% | $4,779-60.7% |
| Participant deferral / active EE | $7,749 | $6,800+14.0% | $6,426+20.6% | $5,609+38.1% |
| Admin fee / account holder | $3,533 | $10,917-67.6% | $9,284-61.9% | $10,828-67.4% |