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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,940 | $107,941+80.6% | $91,994+111.9% | $152,897+27.5% |
| Participation rate | 94.1% | 81.2%+12.9pp | 78.6%+15.5pp | 82.5%+11.7pp |
| Annual return | 21.47% | 89.28%-67.8pp | 69.04%-47.6pp | 345.43%-324.0pp |
| Employer contribution / active EE | $1,742 | $4,212-58.6% | $3,453-49.5% | $4,764-63.4% |
| Participant deferral / active EE | $11,428 | $6,366+79.5% | $5,924+92.9% | $5,851+95.3% |
| Admin fee / account holder | $1,415 | $10,521-86.6% | $7,744-81.7% | $11,599-87.8% |