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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,969 | $89,370-26.2% | $141,197-53.3% | $72,976-9.6% |
| Participation rate | 72.2% | 75.1%-2.9pp | 82.5%-10.3pp | 69.5%+2.7pp |
| Annual return | 26.06% | 111.88%-85.8pp | 71.41%-45.3pp | 81.02%-55.0pp |
| Employer contribution / active EE | $1,531 | $3,115-50.9% | $4,736-67.7% | $2,440-37.3% |
| Participant deferral / active EE | $5,526 | $5,419+2.0% | $6,710-17.7% | $3,608+53.2% |
| Admin fee / account holder | $1,834 | $5,957-69.2% | $10,265-82.1% | $5,124-64.2% |