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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,646 | $102,382+2.2% | $147,005-28.8% | $80,874+29.4% |
| Participation rate | 66.7% | 75.8%-9.2pp | 82.2%-15.5pp | 67.6%-1.0pp |
| Annual return | 13.11% | 134.89%-121.8pp | 418.76%-405.7pp | 35.62%-22.5pp |
| Employer contribution / active EE | $1,901 | $3,715-48.8% | $4,934-61.5% | $2,756-31.0% |
| Participant deferral / active EE | $7,032 | $6,646+5.8% | $8,070-12.9% | $4,297+63.6% |
| Admin fee / account holder | $10,361 | $7,942+30.5% | $13,006-20.3% | $6,935+49.4% |