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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,823 | $93,346-62.7% | $71,796-51.5% | $273,972-87.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | -0.11% | 130.39%-130.5pp | 78.04%-78.1pp | 41.46%-41.6pp |
| Employer contribution / active EE | $2,355 | $2,733-13.8% | $1,924+22.4% | $4,869-51.6% |
| Participant deferral / active EE | $3,741 | $3,475+7.6% | $2,794+33.9% | $5,287-29.2% |
| Admin fee / account holder | $54,925 | $6,571+735.9% | $4,815+1040.7% | $10,133+442.1% |