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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,857 | $185,905+52.2% | $170,057+66.3% | $139,487+102.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 7.44% | 60.56%-53.1pp | 53.42%-46.0pp | 373.84%-366.4pp |
| Employer contribution / active EE | $9,185 | $7,597+20.9% | $6,790+35.3% | $4,755+93.2% |
| Participant deferral / active EE | $12,679 | $11,627+9.0% | $10,411+21.8% | $6,713+88.9% |
| Admin fee / account holder | $335 | $15,397-97.8% | $12,826-97.4% | $11,407-97.1% |