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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,185 | $185,905-29.4% | $170,057-22.9% | $139,487-6.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 22.51% | 60.56%-38.1pp | 53.42%-30.9pp | 373.84%-351.3pp |
| Employer contribution / active EE | $2,756 | $7,597-63.7% | $6,790-59.4% | $4,755-42.0% |
| Participant deferral / active EE | $16,136 | $11,627+38.8% | $10,411+55.0% | $6,713+140.4% |
| Admin fee / account holder | $1,613 | $15,397-89.5% | $12,826-87.4% | $11,407-85.9% |