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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,677 | $76,407+114.2% | $150,298+8.9% | $82,448+98.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.20% | 39.99%-27.8pp | 62.79%-50.6pp | 41.64%-29.4pp |
| Employer contribution / active EE | $9,429 | $2,614+260.7% | $4,154+127.0% | $2,551+269.6% |
| Participant deferral / active EE | $5,673 | $3,214+76.5% | $5,453+4.0% | $4,139+37.1% |
| Admin fee / account holder | $3,986 | $6,352-37.3% | $14,116-71.8% | $7,234-44.9% |