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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,307 | $62,583-64.4% | $76,767-70.9% | $64,173-65.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -4.71% | -1.95%-2.8pp | 2.43%-7.1pp | 7.63%-12.3pp |
| Employer contribution / active EE | $5,415 | $1,832+195.6% | $2,485+117.9% | $2,381+127.4% |
| Participant deferral / active EE | $3,396 | $3,145+8.0% | $3,852-11.8% | $3,470-2.1% |
| Admin fee / account holder | $665 | $4,667-85.7% | $6,675-90.0% | $4,887-86.4% |