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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,118 | $127,096-68.4% | $105,736-62.1% | $135,380-70.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 76.3%+23.7pp | 82.6%+17.4pp |
| Annual return | -9.21% | 4.49%-13.7pp | 6.27%-15.5pp | 519.81%-529.0pp |
| Employer contribution / active EE | $2,215 | $4,107-46.1% | $3,268-32.2% | $4,779-53.7% |
| Participant deferral / active EE | $3,091 | $5,064-39.0% | $4,080-24.2% | $5,609-44.9% |
| Admin fee / account holder | $3,151 | $9,087-65.3% | $6,913-54.4% | $10,828-70.9% |