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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,578 | $148,623-74.0% | $135,974-71.6% | $139,466-72.3% |
| Participation rate | 52.2% | 83.9%-31.7pp | 81.9%-29.7pp | 80.3%-28.2pp |
| Annual return | 18.37% | 79.30%-60.9pp | 68.30%-49.9pp | 373.66%-355.3pp |
| Employer contribution / active EE | $1,959 | $5,246-62.7% | $4,859-59.7% | $4,754-58.8% |
| Participant deferral / active EE | $4,927 | $8,103-39.2% | $7,760-36.5% | $6,712-26.6% |
| Admin fee / account holder | $4,325 | $12,406-65.1% | $10,767-59.8% | $11,409-62.1% |