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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,267 | $98,240+291.2% | $82,313+366.8% | $147,585+160.4% |
| Participation rate | 95.7% | 79.7%+15.9pp | 76.9%+18.8pp | 82.8%+12.8pp |
| Annual return | 18.06% | 30.85%-12.8pp | 25.88%-7.8pp | 578.58%-560.5pp |
| Employer contribution / active EE | $6,385 | $3,192+100.0% | $2,428+162.9% | $4,876+30.9% |
| Participant deferral / active EE | $9,585 | $4,383+118.7% | $3,706+158.6% | $5,439+76.2% |
| Admin fee / account holder | $1,593 | $8,563-81.4% | $5,608-71.6% | $10,886-85.4% |