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| Provider | Service type | Compensation |
|---|---|---|
STIFEL NICOLAUS & CO INC2+ years Filed as: STIFEL NICOLAUS Service code 19 · EIN 43-0538770 501 N BROADWAY · ST LOUIS, MO 63102 | Securities Custodian | $26,846 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB Service code 19 · EIN 94-1737782 | Securities Custodian | $9,803 |
Filed as: CONSOLIDATED TRUST OPERATIONS Service code 49 PO BOX 779 · JEFFERSON CITY, MO 65102 | Other Services | $9,208 |
LANDMARK EQUITY ADVISORS LLC2+ years Filed as: LANDMARK BANK Service code 19 801 EAST BROADWAY · COLUMBIA, MO 65205 | Securities Custodian | $3,875 |
ASCENSUS LLC2+ years Filed as: ASCENSUS Service code 15 · EIN 11-3665754 | Recordkeeping | $120 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,401 | $46,732+305.3% | $156,551+21.0% | $55,167+243.3% |
| Participation rate | 100.0% | 65.8%+34.2pp | 84.0%+16.0pp | 69.0%+31.0pp |
| Annual return | 7.13% | 17.72%-10.6pp | 32.23%-25.1pp | 169.23%-162.1pp |
| Employer contribution / active EE | $8,188 | $2,105+289.0% | $5,501+48.8% | $1,963+317.2% |
| Participant deferral / active EE | $4,233 | $2,204+92.1% | $4,871-13.1% | $3,054+38.6% |
| Admin fee / account holder | $358 | $418-14.5% | $13,028-97.3% | $504-29.0% |