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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,171 | $106,524+259.7% | $152,301+151.6% | $87,485+338.0% |
| Participation rate | 97.6% | 75.8%+21.9pp | 82.4%+15.2pp | 68.9%+28.7pp |
| Annual return | 17.60% | 26.89%-9.3pp | 80.50%-62.9pp | 26.06%-8.5pp |
| Employer contribution / active EE | $10,522 | $3,371+212.1% | $4,624+127.5% | $2,596+305.3% |
| Participant deferral / active EE | $11,306 | $6,525+73.3% | $8,004+41.3% | $4,274+164.5% |
| Admin fee / account holder | $2,322 | $8,287-72.0% | $14,398-83.9% | $7,775-70.1% |