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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,171 | $106,749+258.9% | $145,433+163.5% | $82,448+364.7% |
| Participation rate | 97.6% | 75.6%+22.0pp | 82.1%+15.5pp | 68.1%+29.6pp |
| Annual return | 17.60% | 27.59%-10.0pp | 66.58%-49.0pp | 41.64%-24.0pp |
| Employer contribution / active EE | $10,522 | $3,444+205.5% | $4,554+131.0% | $2,551+312.5% |
| Participant deferral / active EE | $11,306 | $6,519+73.4% | $7,897+43.2% | $4,139+173.1% |
| Admin fee / account holder | $2,322 | $8,390-72.3% | $13,129-82.3% | $7,234-67.9% |