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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,838 | $102,422+237.7% | $147,117+135.1% | $80,959+327.2% |
| Participation rate | 97.3% | 75.9%+21.4pp | 82.2%+15.1pp | 67.7%+29.6pp |
| Annual return | 11.93% | 135.16%-123.2pp | 420.54%-408.6pp | 35.67%-23.7pp |
| Employer contribution / active EE | $11,886 | $3,717+219.7% | $4,932+141.0% | $2,757+331.1% |
| Participant deferral / active EE | $11,440 | $6,652+72.0% | $8,065+41.9% | $4,300+166.0% |
| Admin fee / account holder | $2,652 | $7,953-66.7% | $12,993-79.6% | $6,925-61.7% |