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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS8 years Filed as: CAPITAL STRATEGIES INVESTMENT GROUP Service code 27 ONE PARKVIEW PLZ STE 620 · OAKBROOK TERRACE, IL 60181 | Advisory (Plan) | $73,955 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $48,340 |
Filed as: EMPOWER FINANCIAL SERVICES, INC. Service code 33 8515 E ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Shareholder servicing fees; Securitie... | $210 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,959 | $122,051+72.8% | $184,185+14.5% | $74,400+183.5% |
| Participation rate | 77.9% | 85.5%-7.6pp | 86.8%-8.9pp | 67.2%+10.7pp |
| Annual return | 12.70% | 19.91%-7.2pp | 28.81%-16.1pp | 1367.51%-1354.8pp |
| Employer contribution / active EE | $5,971 | $4,539+31.6% | $6,426-7.1% | $2,624+127.5% |
| Participant deferral / active EE | $8,452 | $7,146+18.3% | $9,132-7.5% | $4,348+94.4% |
| Admin fee / account holder | $541 | $1,258-57.0% | $13,909-96.1% | $1,944-72.2% |