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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,584 | $91,559-15.3% | $133,978-42.1% | $79,856-2.8% |
| Participation rate | 75.8% | 73.3%+2.4pp | 79.8%-4.1pp | 69.6%+6.1pp |
| Annual return | 4.92% | 61.85%-56.9pp | 45.10%-40.2pp | 31.71%-26.8pp |
| Employer contribution / active EE | $667 | $2,384-72.0% | $3,919-83.0% | $2,471-73.0% |
| Participant deferral / active EE | $4,794 | $3,734+28.4% | $5,047-5.0% | $3,741+28.2% |
| Admin fee / account holder | $43,824 | $6,321+593.3% | $8,930+390.8% | $5,306+725.9% |