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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,401 | $89,370-19.0% | $141,197-48.7% | $72,976-0.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 22.63% | 111.88%-89.2pp | 71.41%-48.8pp | 81.02%-58.4pp |
| Employer contribution / active EE | $2,553 | $3,115-18.0% | $4,736-46.1% | $2,440+4.6% |
| Participant deferral / active EE | $6,286 | $5,419+16.0% | $6,710-6.3% | $3,608+74.2% |
| Admin fee / account holder | $26,252 | $5,957+340.7% | $10,265+155.7% | $5,124+412.3% |