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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $42,067 |
MONETA GROUP LLC1 year Service code 27 · EIN 20-1903821 | Advisory (Plan) | $32,266 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $7,440 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,446 | $136,307-20.4% | $177,840-39.0% | $73,493+47.6% |
| Participation rate | 87.6% | 86.1%+1.5pp | 87.7%-0.1pp | 70.7%+17.0pp |
| Annual return | 13.16% | 18.68%-5.5pp | 48.32%-35.2pp | 28.51%-15.3pp |
| Employer contribution / active EE | $2,330 | $3,712-37.2% | $5,919-60.6% | $2,270+2.6% |
| Participant deferral / active EE | $6,452 | $5,829+10.7% | $7,714-16.4% | $3,740+72.5% |
| Admin fee / account holder | $402 | $596-32.5% | $12,431-96.8% | $513-21.6% |