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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $54,778 |
MONETA GROUP LLC5 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $43,113 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $10,362 |
CHARLES SCHWAB & CO., INC.6 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,238 | $122,239+0.8% | $184,200-33.1% | $74,546+65.3% |
| Participation rate | 79.8% | 85.5%-5.7pp | 86.8%-7.0pp | 67.2%+12.6pp |
| Annual return | 11.32% | 19.95%-8.6pp | 28.80%-17.5pp | 1366.03%-1354.7pp |
| Employer contribution / active EE | $2,352 | $4,537-48.2% | $6,424-63.4% | $2,624-10.4% |
| Participant deferral / active EE | $6,668 | $7,139-6.6% | $9,132-27.0% | $4,347+53.4% |
| Admin fee / account holder | $475 | $1,260-62.3% | $13,907-96.6% | $1,944-75.5% |