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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,420 | $135,645+86.8% | $110,243+129.9% | $135,380+87.2% |
| Participation rate | 90.0% | 83.5%+6.5pp | 79.8%+10.2pp | 82.6%+7.4pp |
| Annual return | -13.66% | 513.24%-526.9pp | 314.76%-328.4pp | 519.81%-533.5pp |
| Employer contribution / active EE | $9,832 | $4,907+100.4% | $3,827+156.9% | $4,779+105.7% |
| Participant deferral / active EE | $11,081 | $5,507+101.2% | $4,672+137.2% | $5,609+97.6% |
| Admin fee / account holder | $2,498 | $11,458-78.2% | $8,548-70.8% | $10,828-76.9% |