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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,157 | $166,020+157.3% | $164,866+159.1% | $145,959+192.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.73% | 100.08%-91.3pp | 69.97%-61.2pp | 561.95%-553.2pp |
| Employer contribution / active EE | $10,330 | $5,275+95.8% | $4,343+137.9% | $4,661+121.6% |
| Participant deferral / active EE | $14,066 | $6,961+102.1% | $6,033+133.2% | $6,689+110.3% |
| Admin fee / account holder | $1,970 | $16,644-88.2% | $12,689-84.5% | $13,398-85.3% |