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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,545 | $99,994-60.5% | $146,643-73.0% | $85,847-53.9% |
| Participation rate | 50.0% | 73.1%-23.1pp | 80.1%-30.1pp | 69.3%-19.3pp |
| Annual return | 24.84% | 18.93%+5.9pp | 22.75%+2.1pp | 318.61%-293.8pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,930 | $4,006-51.8% | $5,506-64.9% | $3,952-51.2% |
| Admin fee / account holder | $3,894 | $7,703-49.4% | $10,280-62.1% | $6,261-37.8% |