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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,236 | $160,028+1.4% | $147,080+10.3% | $145,884+11.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.83% | 98.60%-81.8pp | 420.17%-403.3pp | 551.85%-535.0pp |
| Employer contribution / active EE | $5,576 | $5,286+5.5% | $4,933+13.0% | $4,662+19.6% |
| Participant deferral / active EE | $9,648 | $8,422+14.6% | $8,066+19.6% | $6,690+44.2% |
| Admin fee / account holder | $22,612 | $15,030+50.4% | $12,989+74.1% | $13,392+68.8% |