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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,985 | $112,131-58.1% | $95,964-51.0% | $158,982-70.4% |
| Participation rate | 76.9% | 79.0%-2.1pp | 77.1%-0.2pp | 82.0%-5.0pp |
| Annual return | 14.05% | 171.19%-157.1pp | 91.64%-77.6pp | 302.99%-288.9pp |
| Employer contribution / active EE | $474 | $3,199-85.2% | $2,541-81.3% | $4,763-90.0% |
| Participant deferral / active EE | $1,983 | $4,784-58.5% | $4,167-52.4% | $5,983-66.9% |
| Admin fee / account holder | $1,360 | $10,136-86.6% | $6,797-80.0% | $11,252-87.9% |