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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4 years Filed as: HM CAPITAL MANAGEMENT LLC Service code 27 · EIN 20-3287389 | Advisory (Plan) | $31,518 |
Service code 37 · EIN 04-2647786 | Loan Processing | $15,034 |
RUBINBROWN LLP7 years Service code 10 · EIN 43-0765316 | Accounting | $11,500 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $10,609 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,407 | $86,692+11.2% | $119,634-19.4% | $66,949+44.0% |
| Participation rate | 96.0% | 75.6%+20.4pp | 79.3%+16.7pp | 69.8%+26.2pp |
| Annual return | -15.70% | -8.00%-7.7pp | -14.98%-0.7pp | 1.57%-17.3pp |
| Employer contribution / active EE | $2,617 | $2,536+3.2% | $4,232-38.2% | $2,545+2.8% |
| Participant deferral / active EE | $6,598 | $4,360+51.3% | $5,601+17.8% | $4,239+55.6% |
| Admin fee / account holder | $305 | $755-59.6% | $10,329-97.0% | $594-48.6% |