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| Provider | Service type | Compensation |
|---|---|---|
ENTERPRISE BANK & TRUST1 year Service code 27 · EIN 85-0165679 | Advisory (Plan) | $49,237 |
Service code 37 · EIN 04-2647786 | Loan Processing | $19,062 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,152 | $93,010-12.7% | $96,538-15.9% | $74,473+9.0% |
| Participation rate | 73.6% | 71.6%+2.0pp | 74.3%-0.7pp | 70.7%+2.9pp |
| Annual return | -11.56% | 37.50%-49.1pp | 35.74%-47.3pp | 34.36%-45.9pp |
| Employer contribution / active EE | $1,419 | $3,427-58.6% | $3,740-62.1% | $2,638-46.2% |
| Participant deferral / active EE | $5,622 | $3,971+41.6% | $4,880+15.2% | $4,530+24.1% |
| Admin fee / account holder | $286 | $633-54.9% | $6,737-95.8% | $347-17.7% |