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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $104,941 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $7,431 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,509 | $65,376+140.9% | $87,102+80.8% | $65,185+141.6% |
| Participation rate | 99.2% | 75.3%+23.9pp | 76.9%+22.4pp | 70.2%+29.0pp |
| Annual return | 19.55% | 31.27%-11.7pp | 28.19%-8.6pp | 29.38%-9.8pp |
| Employer contribution / active EE | $4,734 | $1,822+159.8% | $2,521+87.8% | $2,177+117.5% |
| Participant deferral / active EE | $7,817 | $3,388+130.7% | $4,048+93.1% | $3,514+122.5% |
| Admin fee / account holder | $634 | $520+22.0% | $7,491-91.5% | $847-25.2% |