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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,524 | $160,028-24.1% | $147,080-17.4% | $145,884-16.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.50% | 98.60%-81.1pp | 420.17%-402.7pp | 551.85%-534.3pp |
| Employer contribution / active EE | $9,757 | $5,286+84.6% | $4,933+97.8% | $4,662+109.3% |
| Participant deferral / active EE | $6,100 | $8,422-27.6% | $8,066-24.4% | $6,690-8.8% |
| Admin fee / account holder | $1,226 | $15,030-91.8% | $12,989-90.6% | $13,392-90.8% |