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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,879 | $85,766-20.9% | $136,298-50.2% | $70,126-3.2% |
| Participation rate | 81.1% | 74.2%+6.9pp | 81.9%-0.8pp | 69.5%+11.5pp |
| Annual return | 13.96% | 31.46%-17.5pp | 5156.27%-5142.3pp | 73.15%-59.2pp |
| Employer contribution / active EE | $1,427 | $2,966-51.9% | $4,696-69.6% | $2,343-39.1% |
| Participant deferral / active EE | $3,287 | $5,051-34.9% | $6,247-47.4% | $3,332-1.3% |
| Admin fee / account holder | $587 | $5,421-89.2% | $9,244-93.7% | $4,645-87.4% |