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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,591 | $106,749+7.3% | $145,433-21.2% | $82,448+39.0% |
| Participation rate | 62.5% | 75.6%-13.1pp | 82.1%-19.6pp | 68.1%-5.6pp |
| Annual return | 14.29% | 27.59%-13.3pp | 66.58%-52.3pp | 41.64%-27.3pp |
| Employer contribution / active EE | $1,530 | $3,444-55.6% | $4,554-66.4% | $2,551-40.0% |
| Participant deferral / active EE | $2,987 | $6,519-54.2% | $7,897-62.2% | $4,139-27.8% |
| Admin fee / account holder | $4,757 | $8,390-43.3% | $13,129-63.8% | $7,234-34.2% |