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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,522 | $138,114-66.3% | $125,391-62.9% | $134,545-65.4% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -16.35% | 750.88%-767.2pp | 572.41%-588.8pp | 418.37%-434.7pp |
| Employer contribution / active EE | $6,687 | $5,246+27.5% | $4,816+38.9% | $4,742+41.0% |
| Participant deferral / active EE | $4,669 | $7,801-40.1% | $7,448-37.3% | $6,401-27.1% |
| Admin fee / account holder | $2,113 | $11,570-81.7% | $10,009-78.9% | $11,431-81.5% |