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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,208 | $215,361-70.7% | $171,082-63.1% | $273,972-76.9% |
| Participation rate | 58.3% | 82.0%-23.7pp | 76.7%-18.4pp | 83.0%-24.7pp |
| Annual return | 5.67% | 25.14%-19.5pp | 32.56%-26.9pp | 41.46%-35.8pp |
| Employer contribution / active EE | $1,028 | $4,967-79.3% | $4,002-74.3% | $4,869-78.9% |
| Participant deferral / active EE | $3,245 | $5,543-41.5% | $4,797-32.4% | $5,287-38.6% |
| Admin fee / account holder | $37,888 | $10,846+249.3% | $8,520+344.7% | $10,133+273.9% |