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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,675 | $132,634+181.0% | $115,768+221.9% | $137,256+171.5% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.4%+5.6pp | 80.0%0pp |
| Annual return | 18.65% | 160.70%-142.1pp | 100.46%-81.8pp | 220.34%-201.7pp |
| Employer contribution / active EE | $3,279 | $3,360-2.4% | $2,940+11.5% | $4,156-21.1% |
| Participant deferral / active EE | $7,943 | $5,619+41.4% | $4,917+61.6% | $6,407+24.0% |
| Admin fee / account holder | $13,060 | $15,028-13.1% | $12,439+5.0% | $12,270+6.4% |