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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,160 | $78,705+53.9% | $117,860+2.8% | $70,124+72.8% |
| Participation rate | 76.9% | 73.2%+3.7pp | 79.7%-2.7pp | 69.5%+7.4pp |
| Annual return | 14.35% | 23.30%-8.9pp | 335.10%-320.7pp | 73.14%-58.8pp |
| Employer contribution / active EE | $2,292 | $2,223+3.1% | $3,786-39.5% | $2,342-2.1% |
| Participant deferral / active EE | $5,995 | $3,297+81.8% | $4,482+33.8% | $3,332+79.9% |
| Admin fee / account holder | $1,944 | $5,065-61.6% | $8,021-75.8% | $4,645-58.2% |