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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,024 | $101,798-18.4% | $165,071-49.7% | $80,935+2.6% |
| Participation rate | 73.9% | 71.8%+2.1pp | 78.6%-4.7pp | 67.7%+6.3pp |
| Annual return | 14.18% | 16.73%-2.6pp | 70.17%-56.0pp | 35.66%-21.5pp |
| Employer contribution / active EE | $2,720 | $2,954-7.9% | $4,347-37.4% | $2,757-1.3% |
| Participant deferral / active EE | $8,052 | $4,476+79.9% | $6,035+33.4% | $4,299+87.3% |
| Admin fee / account holder | $2,639 | $8,221-67.9% | $12,695-79.2% | $6,924-61.9% |