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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,024 | $101,752-18.4% | $164,928-49.7% | $80,911+2.6% |
| Participation rate | 73.9% | 71.8%+2.1pp | 78.6%-4.7pp | 67.6%+6.3pp |
| Annual return | 14.18% | 16.73%-2.6pp | 70.08%-55.9pp | 35.63%-21.5pp |
| Employer contribution / active EE | $2,720 | $2,953-7.9% | $4,343-37.4% | $2,756-1.3% |
| Participant deferral / active EE | $8,052 | $4,477+79.8% | $6,034+33.4% | $4,297+87.4% |
| Admin fee / account holder | $2,639 | $8,218-67.9% | $12,684-79.2% | $6,935-61.9% |