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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,560 | $98,766+145.6% | $149,730+62.0% | $79,852+203.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 9.76% | 27.43%-17.7pp | 276.70%-266.9pp | 31.72%-22.0pp |
| Employer contribution / active EE | $4,009 | $3,217+24.6% | $4,645-13.7% | $2,471+62.2% |
| Participant deferral / active EE | $9,927 | $5,681+74.7% | $6,843+45.1% | $3,740+165.4% |
| Admin fee / account holder | $7,109 | $6,052+17.5% | $9,310-23.6% | $5,306+34.0% |