Retirement plan

CENTRAL PLUMBING HEATING & A/C INCORPORATED CASH BALANCE PLAN

Name: CENTRAL PLUMBING HEATING & A/C, INC INC. - CENTRAL PLUMBING HEATING & A/C INCORPORATED CASH BALANCE PLAN (2019) Form 5500
Creator: CENTRAL PLUMBING HEATING & A/C, INC INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTRAL PLUMBING HEATING & A/C INCORPORATED CASH BALANCE PLAN, CENTRAL PLUMBING HEATING & A/C, INC INC.

CENTRAL PLUMBING HEATING & A/C, INC INC.EIN 43-1207369Plan #002PY 2019

P.O. BOX 218, P.O. BOX 218 - CLEVELAND, MO 64734816-942-6355LinkedIn11-50 employeesindividual & family services

Other plans on this EIN

1 filing

#001Retirement-$913K assets

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$1.9M

+20.5% from 2018

Total participants

+8.3% from 2018

Average account balance

No prior year

Annual return

10.80%

+15.73 pp from 2018

Benchmarks

See 173 peers

Peer group

Industryany (size+type match)

Plan typeDB + DC

Participants<25

Cohort173 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.35M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$336K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$217K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$31K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.18%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Enrolled actuary

1 attachment

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Plan features & details

Pension benefit codes2E1C3D

Plan features

1C
Cash balance or similar plan
A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
2E
Profit-sharing
Profit-sharing plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$11K

$1114 / participant

Other / not subdivided$11K100.0%

% of EOY assets

0.593%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$483,246-100.0%

$38,518-100.0%

$483,246-100.0%

Participation rate

0.0%

93.7%-93.7pp

40.0%-40.0pp

93.7%-93.7pp

Annual return

10.80%

24.97%-14.2pp

6.22%+4.6pp

24.97%-14.2pp

Employer contribution / active EE

$15,065

$28,334-46.8%

$12,981+16.1%

$28,334-46.8%

Participant deferral / active EE

$7,967-100.0%

$3,167-100.0%

$7,967-100.0%

Admin fee / account holder

$20,852-100.0%

CENTRAL PLUMBING HEATING & A/C INCORPORATED CASH BALANCE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTRAL PLUMBING HEATING & A/C INCORPORATED CASH BALANCE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion