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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,477 | $57,305+85.8% | $86,640+22.9% | $75,173+41.6% |
| Participation rate | 97.0% | 63.2%+33.8pp | 71.7%+25.3pp | 67.2%+29.8pp |
| Annual return | 15.40% | 2674.24%-2658.8pp | 592.52%-577.1pp | 160.72%-145.3pp |
| Employer contribution / active EE | $4,194 | $2,316+81.1% | $3,024+38.7% | $2,671+57.0% |
| Participant deferral / active EE | $8,160 | $3,320+145.8% | $4,438+83.9% | $4,126+97.8% |
| Admin fee / account holder | $617 | $4,116-85.0% | $5,616-89.0% | $5,651-89.1% |