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| Provider | Service type | Compensation |
|---|---|---|
EMPLOYEE FIDUCIARY, LLC10+ years Service code 15 · EIN 61-1579239 250 STATE STREET · MOBILE, AL 36603 | Recordkeeping | $40,098 |
PINNACLE FAMILY ADVISORS10+ years Service code 26 · EIN 26-1317896 3010 E. BATTLEFIELD, SUITE A · SPRINGFIELD, MO 65804 | Advisory (Participants) | $8,333 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,567 | $89,123-62.3% | $102,460-67.2% | $77,762-56.8% |
| Participation rate | 84.6% | 80.9%+3.7pp | 76.5%+8.1pp | 70.6%+14.0pp |
| Annual return | 12.55% | 25.05%-12.5pp | 29.47%-16.9pp | 31.27%-18.7pp |
| Employer contribution / active EE | $2,278 | $2,700-15.6% | $3,025-24.7% | $2,728-16.5% |
| Participant deferral / active EE | $4,325 | $5,148-16.0% | $5,056-14.5% | $4,651-7.0% |
| Admin fee / account holder | $75 | $236-68.4% | $9,460-99.2% | $433-82.8% |