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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,168 | $98,760+66.2% | $149,715+9.7% | $79,858+105.6% |
| Participation rate | 96.7% | 75.8%+20.9pp | 82.5%+14.2pp | 69.6%+27.0pp |
| Annual return | 7.84% | 27.43%-19.6pp | 276.66%-268.8pp | 31.72%-23.9pp |
| Employer contribution / active EE | $2,544 | $3,217-20.9% | $4,645-45.2% | $2,471+3.0% |
| Participant deferral / active EE | $4,487 | $5,681-21.0% | $6,842-34.4% | $3,740+20.0% |
| Admin fee / account holder | $6,627 | $6,053+9.5% | $9,310-28.8% | $5,306+24.9% |