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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,460 | $107,421+126.6% | $182,262+33.6% | $94,015+159.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 6.33% | 21.32%-15.0pp | 140.60%-134.3pp | 17.84%-11.5pp |
| Employer contribution / active EE | $5,633 | $3,448+63.4% | $5,046+11.6% | $2,790+101.9% |
| Participant deferral / active EE | $5,109 | $6,558-22.1% | $8,276-38.3% | $4,249+20.2% |
| Admin fee / account holder | $50,211 | $8,692+477.7% | $16,712+200.4% | $8,951+460.9% |