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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,801 | $92,743-79.7% | $82,744-77.3% | $134,532-86.0% |
| Participation rate | 43.8% | 75.2%-31.5pp | 72.6%-28.8pp | 81.2%-37.5pp |
| Annual return | -20.13% | 946.63%-966.8pp | 702.22%-722.3pp | 418.27%-438.4pp |
| Employer contribution / active EE | $1,463 | $3,273-55.3% | $3,008-51.4% | $4,741-69.1% |
| Participant deferral / active EE | $2,381 | $4,802-50.4% | $4,395-45.8% | $6,401-62.8% |
| Admin fee / account holder | $456 | $5,977-92.4% | $5,325-91.4% | $11,429-96.0% |