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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,957 | $111,785+54.7% | $93,669+84.6% | $145,877+18.6% |
| Participation rate | 52.6% | 74.2%-21.6pp | 68.7%-16.1pp | 80.3%-27.7pp |
| Annual return | 9.79% | 203.79%-194.0pp | 133.59%-123.8pp | 551.28%-541.5pp |
| Employer contribution / active EE | $1,181 | $3,096-61.9% | $2,424-51.3% | $4,663-74.7% |
| Participant deferral / active EE | $2,343 | $4,919-52.4% | $4,416-46.9% | $6,691-65.0% |
| Admin fee / account holder | $4,870 | $10,256-52.5% | $8,291-41.3% | $13,402-63.7% |