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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,368 | $112,729+76.9% | $98,716+102.0% | $137,256+45.3% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.3%-9.3pp | 80.0%-20.0pp |
| Annual return | 12.02% | 38.48%-26.5pp | 31.81%-19.8pp | 220.34%-208.3pp |
| Employer contribution / active EE | $1,278 | $2,725-53.1% | $2,279-43.9% | $4,156-69.3% |
| Participant deferral / active EE | $2,324 | $4,640-49.9% | $4,048-42.6% | $6,407-63.7% |
| Admin fee / account holder | $24,621 | $10,129+143.1% | $8,703+182.9% | $12,270+100.7% |