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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,176 | $116,203+29.2% | $93,621+60.4% | $152,897-1.8% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.8%+7.5pp | 82.5%+0.9pp |
| Annual return | 1.41% | 35.96%-34.6pp | 32.76%-31.4pp | 345.43%-344.0pp |
| Employer contribution / active EE | $2,203 | $3,219-31.6% | $2,719-19.0% | $4,764-53.7% |
| Participant deferral / active EE | $6,758 | $4,605+46.8% | $4,070+66.1% | $5,851+15.5% |
| Admin fee / account holder | $40,834 | $10,751+279.8% | $7,890+417.5% | $11,599+252.0% |