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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,141 | $132,634+104.4% | $115,768+134.2% | $137,256+97.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 16.50% | 160.70%-144.2pp | 100.46%-84.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $2,908 | $3,360-13.4% | $2,940-1.1% | $4,156-30.0% |
| Participant deferral / active EE | $8,132 | $5,619+44.7% | $4,917+65.4% | $6,407+26.9% |
| Admin fee / account holder | $2,742 | $15,028-81.8% | $12,439-78.0% | $12,270-77.7% |