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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,007 | $49,138-87.8% | $84,023-92.9% | $65,186-90.8% |
| Participation rate | 74.3% | 60.7%+13.5pp | 69.0%+5.3pp | 70.2%+4.1pp |
| Annual return | 0.00% | 23.00%-23.0pp | 71.32%-71.3pp | 29.39%-29.4pp |
| Employer contribution / active EE | $1,280 | $914+40.1% | $1,984-35.5% | $2,177-41.2% |
| Participant deferral / active EE | $2,088 | $2,397-12.9% | $3,239-35.5% | $3,514-40.6% |
| Admin fee / account holder | $396 | $543-27.1% | $6,102-93.5% | $847-53.3% |